[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.garola.cz\/jak-vybrat-tu-spravnou-banku\/#Article","mainEntityOfPage":"https:\/\/www.garola.cz\/jak-vybrat-tu-spravnou-banku\/","headline":"Jak vybrat tu spr\u00e1vnou banku","name":"Jak vybrat tu spr\u00e1vnou banku","description":"Raiffeisenbank Tato banka v\u00e1m poskytne t\u00e9m\u011b\u0159 v\u0161e zdarma. A\u0165 u\u017e se jedn\u00e1 o zalo\u017een\u00ed \u00fa\u010dtu, debetn\u00ed a kreditn\u00ed karty, odchoz\u00ed a p\u0159\u00edchoz\u00ed platby nebo v\u00fdb\u011br [&hellip;]","datePublished":"2020-02-25","dateModified":"2020-02-25","author":{"@type":"Person","@id":"https:\/\/www.garola.cz\/author\/#Person","name":"","url":"https:\/\/www.garola.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0c97be8873d84c78e7a3da39294dc9e209ea44cdddcf1d79ac5ad761aa3cfc7f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0c97be8873d84c78e7a3da39294dc9e209ea44cdddcf1d79ac5ad761aa3cfc7f?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"garola.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.garola.cz\/wp-content\/uploads\/img_a371632_w4238_t1582967676.jpg","url":"https:\/\/www.garola.cz\/wp-content\/uploads\/img_a371632_w4238_t1582967676.jpg","height":0,"width":0},"url":"https:\/\/www.garola.cz\/jak-vybrat-tu-spravnou-banku\/","about":["Finance"],"wordCount":475,"articleBody":"Raiffeisenbank\tTato banka v\u00e1m poskytne t\u00e9m\u011b\u0159 v\u0161e zdarma. A\u0165 u\u017e se jedn\u00e1 o zalo\u017een\u00ed \u00fa\u010dtu, debetn\u00ed a kreditn\u00ed karty, odchoz\u00ed a p\u0159\u00edchoz\u00ed platby nebo v\u00fdb\u011br z\u00a0vlastn\u00edho \u010di jin\u00e9ho bankomatu. Nab\u00edz\u00ed aktivn\u00ed, chytr\u00fd \u00fa\u010det, a \u00fa\u010det pro studenty a d\u011bti. Pokud si zalo\u017e\u00edte aktivn\u00ed \u00fa\u010det, m\u016f\u017eete vyu\u017e\u00edt n\u011bjak\u00e9 nadstandartn\u00ed slu\u017eby, pokud chytr\u00fd, m\u00e1te klasick\u00e9 slu\u017eby zdarma. Studentsk\u00fd a d\u011btsk\u00fd \u00fa\u010det si m\u016f\u017eete zalo\u017eit do 26 let, jsou v\u00a0n\u011bm nap\u0159\u00edklad pen\u00edze v\u00a0r\u016fzn\u00fdch m\u011bn\u00e1ch, a op\u011bt je v\u0161e zdarma. Mezi dal\u0161\u00ed pat\u0159\u00ed potom spo\u0159ic\u00ed \u00fa\u010det a z\u00e1kladn\u00ed platebn\u00ed \u00fa\u010det.\tZalo\u017eit si \u00fa\u010det m\u016f\u017eete online, v\u00fdpis zas\u00edlaj\u00ed i elektronicky, k\u00a0dispozici je mobiln\u00ed aplikace a rychl\u00e9 platby.\tJak\u00e9 jsou tedy nev\u00fdhody? Jestli\u017ee si p\u0159ejete m\u00edt pr\u00e9miov\u00e9 karty, budete za n\u011b platit \u010d\u00e1stku 199,- K\u010d. Za ka\u017edou dal\u0161\u00ed m\u011bnovou slo\u017eku tak\u00e9 plat\u00edte, 29,- K\u010d. Vysok\u00e1 cena je za kontokorent, \u010din\u00ed toti\u017e 21,90 %.\tPokud ale nebudete cht\u00edt nic speci\u00e1ln\u00edho, tato banka je skv\u011blou volbou.\t\tmBank\tZde tak\u00e9 p\u0159\u00edli\u0161 platit nebudete. Veden\u00ed \u00fa\u010dtu je bez placen\u00ed, p\u0159\u00edchoz\u00ed a odchoz\u00ed platby tak\u00e9. Co ale hradit budete, je v\u00fdb\u011br, pokud nen\u00ed vy\u0161\u0161\u00ed jak 1\u00a0500,- K\u010d, za 29,- K\u010d. D\u00e1le plat\u00edte tak\u00e9 za zahrani\u010dn\u00ed platby, vyd\u00e1n\u00ed bezkontaktn\u00ed platebn\u00ed n\u00e1lepky, a kontokorent \u010din\u00ed 18,90 %.\tK\u00a0dispozici je klasick\u00fd \u00fa\u010det, \u00fa\u010det pro d\u011bti, a \u00fa\u010det pro studenty od 15 do 18 let. Tady vid\u00edm nev\u00fdhodu v\u00a0tom, \u017ee studenti jsou br\u00e1ni pouze do 18, tud\u00ed\u017e i v\u0161echny v\u00fdhody nem\u016f\u017eete uplat\u0148ovat i nad\u00e1le, a vyb\u00edrat z\u00a0bankomatu bez poplatku lze jen 3x m\u011bs\u00ed\u010dn\u011b.\tAirBank\t,,I banku m\u016f\u017eete m\u00edt r\u00e1di,\u201c ur\u010dit\u011b zn\u00e1te. Mo\u017en\u00e1 na tom n\u011bco bude, proto\u017ee jedin\u00e9, za co si u t\u00e9to banky zaplat\u00edte, jsou v\u00fdb\u011bry z\u00a0ciz\u00edho a zahrani\u010dn\u00edho bankomatu, zahrani\u010dn\u00ed platby a kontokorent ve v\u00fd\u0161i 18,90 %. Jako jedin\u00e1 banka z\u00a0tohoto v\u00fdb\u011bru v\u00e1m poskytne \u00farok 1% p\u0159i z\u016fstatku minim\u00e1ln\u011b 10\u00a0000,- K\u010d.\t\tPoskytuje b\u011b\u017en\u00fd \u00fa\u010det, kter\u00fd se d\u011bl\u00ed na Mal\u00fd a Velk\u00fd tarif podle v\u00fdhod, a mo\u017en\u00fd je samo sebou i spo\u0159\u00edc\u00ed \u00fa\u010det s\u00a0\u00farokem 1,3 %.\tSami se tedy m\u016f\u017eete rozhodnout, kter\u00e1 banka vyhovuje nejv\u00edce va\u0161im krit\u00e9ri\u00edm. V\u0161echny lze zalo\u017eit ihned z\u00a0domova, a v\u0161echny tak\u00e9 zas\u00edlaj\u00ed v\u00fdpis online, tud\u00ed\u017e jsem nezapo\u010d\u00edt\u00e1vala cenu za v\u00fdpis po\u0161tou.\tA\u0165 u\u017e si vyberete kteroukoliv, tyto nab\u00edz\u00ed jedny z\u00a0nejv\u00fdhodn\u011bj\u0161\u00edch, ne-li nejv\u00fdhodn\u011bj\u0161\u00ed ceny a slu\u017eby.                                                                                                                                                                                                                                                                                                                                                                                        4.8\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak vybrat tu spr\u00e1vnou banku","item":"https:\/\/www.garola.cz\/jak-vybrat-tu-spravnou-banku\/#breadcrumbitem"}]}]